Terms of Use
Acceptance
By using this website you agree to these terms. If you do not agree, please discontinue use. The site is provided free of charge for personal and professional informational use.
Nature of the results
All calculators on this site produce estimates based on the inputs you provide and the stated assumptions of each tool. They are provided for information only and do not constitute financial, tax, medical, or legal advice, nor an offer or quotation from any lender or institution. Real-world outcomes depend on factors the calculators do not model — fees, taxes, contractual terms, individual health factors — and you should consult a qualified professional before acting on any result.
No warranty
The site and its contents are provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. While formulas are chosen and tested with care, errors and omissions are possible; verify any figure that carries real consequences before relying on it.
Acceptable use
You may use, quote, and link to the calculators freely. You may not attempt to disrupt the site, scrape it in ways that degrade service for others, or present the tools as your own product. Automated reuse of content should respect the site's robots instructions.
Limitation of liability
To the maximum extent permitted by law, the site's operators are not liable for any loss or damage arising from use of, or reliance on, the calculators or their results. This limitation does not exclude liabilities that cannot be excluded under applicable law.
Changes
These terms may be updated as the site evolves; the current version is always this page. Continued use after an update constitutes acceptance.